In store and online, one provider
Accept card payments at the counter and on your website through Concept Payments, instead of juggling separate providers.
Small business payments · Canada
Link your counter and your checkout with one payments provider
Most small businesses don’t sell in just one place anymore. Your Commerce Link connects you with Concept Payments for a quick, no-obligation quote covering the payments you take in store, online and over the phone.
Free to ask. No obligation. Applications are subject to review and approval.
Why link it all together
Running separate setups for in-store and online sales means more statements, more logins and more to reconcile. One provider keeps it simpler.
A quick, no-obligation quote
Share a few details about how you take payments and get a quote with competitive rates, explained in plain language.
One view of your sales
Reporting and reconciliation tools help you see in-store and online payments together and match them to your deposits.
Real people in Toronto
Concept Payments is a Canadian company. You deal with people who explain your options and stay with you after setup.
Curious what one link would cost?
A quick quote from Concept Payments costs nothing to ask for.
What helps make your quote quick
You don’t need all of this to ask, but having it on hand makes the conversation faster and the quote more accurate.
- Your type of business and what you sell
- Where you take payments: counter, website, phone, or a mix
- A rough idea of your monthly card sales (a range is fine)
- A recent processing statement, if you already accept cards
How it works
From quote to taking payments, you stay in control of each step.
- Request your quoteClick through to Concept Payments and share a few basics about your business and how you get paid.
- Review it with a real personConcept Payments walks you through the quote, the fees and the setup for your counter and your website.
- Say yes when you’re readyIf it suits you, complete the merchant application. Once approved, you’re set up to take payments in store and online.
Frequently asked questions
What do I need to get a quote?
Just the basics: your business type, how and where you take payments, and a rough idea of your monthly card sales. A recent statement from your current provider helps make the quote more precise.
Can I use it for both in-store and online sales?
That’s the idea. Concept Payments helps merchants accept payments in store, online and over the phone. Mention every channel you use so your quote covers all of them.
Can I keep my current equipment or website setup?
Sometimes, depending on what you use now. Tell Concept Payments what equipment and website platform you have and they’ll tell you what works and what would change.
What kinds of businesses can apply?
Concept Payments works with many types of business, including retail, restaurants and hospitality, professional services, trades and home services, and health and wellness. If you’re unsure, ask; they’ll tell you plainly whether it’s a fit.
How long does setup take?
It depends on your business and the application review. Concept Payments will give you a realistic idea once they understand your setup. Approval isn’t guaranteed.
Why does this site link to Concept Payments?
Your Commerce Link is an affiliate (referral) site for Concept Payments Corp. If you apply or sign up through our links, we may receive a referral fee. We only refer to Concept Payments, so this isn’t an independent comparison site.
Get one quote for every way you get paid
Tell Concept Payments how you sell today and get a quick, no-obligation quote for in-store and online payments, in Canadian dollars.
You’ll continue to the Concept Payments website. This is an affiliate link; see the disclosure below.